Business Platinum MasterCard
Baptist Credit Union offers Business Platinum MasterCard. To access Baptist Credit Union's Business MasterCard® application click here.
|FEE & TERM INFORMATION
Effective October 15, 2013
| BUSINESS PLATINUM
Maximum limits - $15,000
|*Annual Percentage Rate. Rate based on credit worthiness.|
|APR for Balances Transfers||None|
|APR for Cash Advances||None|
|Grace Period for Repayment of Balance for Purchases||25 days from statement closing date if new balance is paid in full each month by the payment due date, no grace period for cash advances or balance transfers.|
|Method of Computing the Balance for Purchases and Cash Advances||Purchases: Average Daily Balance Method – Interest is calculated, billed and reported at cycle time. Average Daily Balance Method – Interest is calculated, billed and reported from date of transaction. (See cardholder agreement)|
|Minimum Finance Charge||None|
|For Credit Card Tips from the Federal Reserve Board||To Learn more about factors to consider when applying for a credit card, visit the website of the Federal Reserve Board at: http://federalreserve.gov/creditcard.|
|Transaction Fee for Purchases||None, except a Foreign Transaction Fee of up to 1% will apply to international transactions.|
|Transaction Fee for Cash Advances||None|
|Return Check Fee||$35.00|
|Fee for Exceeding Credit Limit||None|
|Other Fee - $1.25 will be charged when you make your payment at a Baptist Credit Union branch.|
How We Will Calculate Your Balance:
We use a method called “average daily balance (including new purchases).”
PRESCREEN & Opt-Out Notice: You received this offer because, according to the prequalifying report provided to us by TransUnion, you satisfied the criteria established for this offer. If, upon evaluation of your completed application and information provided to us by others, we find you do not meet the criteria, you may receive a different offer or credit may not be extended. You have the right to prohibit certain uses of information in your file as maintained by any credit reporting agency. To assert this right, you may call or write TransUnion PO BOX 2000 Chester, PA 19016 or 800-916-8800. When writing, please include your name, address, Social Security number and signature.
The information about the costs of the cards described in this application are accurate as of July 15, 2013. This information may change after that date. To find out what may have changed, call 1-800-222-2328 ext. 400, or write to Baptist Credit Union 5815 IH 10 West, San Antonio, TX. 78201
For Baptist Credit Union's Credit Card Agreement and Disclosure of Credit Terms and Member Billing Rights click here.
Your credit limit is based on your credit approval and credit rating.
Rates are good as of 2/1/2010 and are subject to change.
Access your credit card account online
Click here to transfer to online account access.