Transaction Limitations and Related Fees.
Please note: AS MANY TRANSFERS AS A MEMBER MAY NEED ARE FREE WHEN MADE ON MONEYLINE, THROUGH INTERNET BANKING, OR WITH AN ATM CARD. (Members using ATMs other than those free to BCU members will be charged an ATM Fee, but will not be charged any fee for the transfer.) The following is from our "Rate and Fee Schedule".
TRANSACTION LIMITATIONS: You may not make more than three withdrawal or transfers per month from your Share Account to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction. Additionally, you are allowed three automatic overdraft protection transfers to your share draft account per month. If you exceed the Share account transaction limitations set forth above in any month, your account will be subject to a fee of $3.00 per transaction.
Three over-the-the counter and three draft (check) withdrawals are allowed per month from your Money Market Account. A $10.00 fee is assessed for each Money Market withdrawal that exceeds this limitation. The minimum amount you may withdraw from a Money Market Account is $250.
Account Service Fees
|Share Draft Fees|
|NSF/ODP||$28.50 per item|
|Copy of Share Draft||$2.00 per copy|
|Fax Copy of Share Draft||$2.00 per copy|
|Check Printing||Price varies depending on style|
|Other Fees (applicable to all accounts)|
|Account Reconciliation||$15.00 per hour|
|Account Research||$15.00 per hour|
|Statement Copy||$1.00 per page|
|Deposited Return Item||$15-$25 per item|
|Deposited Canadian Check Fee||$10.00 per item|
|Wire Transfer (outgoing)||$15.00 per transfer|
|Wire Transfer (international):||$32.50 per transfer|
|Western Union Wire||$15.00 per transfer|
|VISA/MC Processing Fee||$5.00 per advance|
|Money Order||$1.50 per money order|
|Stop Payment Request||$27.50 per request|
|Invalid/Returned Mail||$2.50 per month|
|Collection Items||$10.00 per item|
|Teller Checks||$1.50 per check|
|Early Account Closure within 6 months||$15.00|
|ATM Transaction (non-proprietary ATMs)||$1.50 per transaction|
|ATM/Debit Replacement Card||$5.00|
The rates appearing in this Fee Schedule are accurate and effective for deposit accounts as of 03/01/2014 and subject to change without notice. If you have any questions or require current rate information on your accounts, please call the Credit Union at 210-525-0100 or 1-800-222-2328.